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Frank A. Douglass Insurance Agency

Houghton County Joins 42 Others, Supporting an Amendment to the Michigan Auto Insurance Reform

Houghton County additionally has joined 42 other counties around the state encouraging officials in Lansing to make amendments to the Auto Insurance Reform Acts. When the state passed it’s auto insurance reform law a  couple of years ago, insurance companies were able to lobby for paying less money to reimburse home care providers who help assist auto accident victims recover from or live life after a traumatic auto accident. Last night the county heard from Brian Harrision, an employee with AdvisaCare, and works with patients. He explained that the state did not foresee the issues that would arise from the auto insurance reform. And while they did achieve the goal to lower insurance premiums for unlimited coverage in the state of Michigan. Much of the so called “unlimited coverage” can be left on the table by auto insurers. Auto insurers previously had to pay for the full cost of home care providers, and other medical needs for accidents victims. Following the passage and enactment of the reform law, auto insurers were allowed to drop reimbursements paid to home care providers for their services, by 55 percent. Effectively leaving patients and their families to come up with the remaining 45 percent of their medical care bills. There are already representatives in Lansing who are working on an amendment; the county commission support from half the state is encouraging for auto accident victims who have been searching for a life preserver for over a year, since the reform laws became effective July 2021.

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